Illinois SR-22 Insurance

Quick Facts about SR-22 Insurance in Illinois

A Financial Responsibility Certificate, otherwise known as SR-22, notifies the Illinois Secretary of State of any lapse in coverage that you may have in your policy. Hanway Auto Insurance can provide you with an affordable SR-22 insurance documenting that an individual has the minimum liability insurance as required by law. Insurance carriers also automatically notify the Illinois Secretary of State (SOS) when an SR-22 has a lapses in coverage.
If you have lost driving privileges or your license has been suspended or revoked as the result of a car crash, conviction, or judgment, you are required to file an SR-22 with the SOS and maintain coverage for 3 years starting from the date of the conviction. An insurance card or policy will not be accepted in place of an SR-22. For more details, call any of our locations today.

What Are The Most Common Reasons Drivers Get An SR-22?

Drivers can request an SR-22  for numerous reasons. Here are some of the most common reasons for an SR-22 filing:

  • Failure to show proof of auto insurance
  • A DUI or DWI or any serious moving violation
  • An at-fault accident while driving without insurance
  • Repeat traffic offenses or too many tickets in a short time period
  • A revoked or suspended license

How Much Does an SR-22 Insurance Cost In Illinois?

Car insurance companies often charge a small amount  as a one-time fee for an SR-22 insurance filing. If you’ve been requested to file an SR-22 you’ll first have to get state minimum coverage and have an SR-22 filing added on to your policy.  If you already have auto insurance and the state has requested an SR-22 filing then an endorsement could be made to add a SR-22 filing to your policy. If you are not currently covered get a quote from your Hanway agent for a new auto insurance policy and make sure to tell them you also need a SR-22 filed with the Illinois Secretary of State.

Will A SR-22 Filing Raise My Illinois Auto Insurance Rates?

It is likely that having an SR-22  filed with the state would increase your insurance rates. Depending on the reason you’re filing an SR-22 would determine the increase in your rates. If your rates increased because of any reason call a Hanway agent and see if we can help you find the same quality insurance at a the lowest possible rate.