December 18, 2024
AgencyBuying Auto Insurance for a New Car in Illinois
Purchasing a new car is an exciting milestone, but it also comes with the responsibility of securing the right auto insurance. If you’re in , specific factors must be considered to help ensure you’re adequately covered. Minimum Coverage Requirements law mandates certain minimum coverage levels for auto insurance. Auto liability insurance typically includes bodily injury […]
November 26, 2024
AgencyWhat Factors Impact the Cost of Auto Insurance?
Auto insurance can establish financial security should you be involved in accidents or otherwise suffer vehicular damage with significant monetary repercussions. While auto insurance can help you save money in the long run, your premiums still amount to another bill for which you’ll need to budget. By understanding the various factors that impact your rates, […]
September 26, 2024
AgencyDoes Their Auto Insurance Cover Me if I Drive Someone Else’s Car?
Driving someone else’s car can be a convenient solution when you need temporary access to a vehicle. However, many people wonder about the implications of auto insurance coverage in these situations. When driving a car that isn’t yours, the question of coverage depends on several factors, including the following: Owner’s policy coverage—In many cases, the […]
July 9, 2024
Hanway InsuranceWhat Hosts and Guests Need to Know About Airbnb and Homeowners Insurance
Airbnb and short-term rentals have revolutionized the tourism industry, offering unique accommodations in homes worldwide. However, with this new form of lodging comes new insurance considerations. Both hosts and guests need to understand their responsibilities and available coverage. Insurance Consideration for Airbnb Hosts As a host, one of your primary concerns is likely the financial […]
May 28, 2024
Hanway InsuranceDo Roommates Need Separate Renters Insurance?
Renting your living space can allow you to enjoy a flexible lifestyle without committing long-term to a significant investment. However, these residential arrangements still include various risks and exposures, including those involving personal liabilities and your belongings. Furthermore, renting your home often includes additional complications, such as having roommates. Considering these circumstances, you should work […]
April 23, 2024
Hanway InsuranceWhat Is the Difference Between SR-22 Insurance and Regular Coverage?
Key differences exist between standard car insurance policies and specialized forms like SR-22 insurance. This distinction is crucial in , where specific requirements govern standard auto insurance and SR-22 requirements. Understanding Regular Auto Insurance Standard auto insurance in may provide financial protection against physical damage or bodily injury resulting from collisions. Most policies also include […]
February 22, 2024
Hanway InsuranceWhat Does Renters Insurance Cover and Why Is It Important?
What do you get when you get renters insurance? While renting a house or apartment provides flexibility and convenience, it also entails a unique array of risks. While your landlord’s insurance typically covers the physical structure of the building, it doesn’t protect your personal belongings or liability within the premises. This is where renters insurance […]
January 26, 2024
Hanway InsuranceThe Importance of Assessing Your Insurance Coverage
In the hustle and bustle of daily life, it’s easy to overlook the importance of regularly assessing your insurance policies. However, doing so can profoundly impact your financial well-being and provide a crucial safety net when unexpected events occur. Why Assessing Your Insurance Is Important Consider the following reasons why thoroughly assessing and regularly reassessing […]
December 29, 2023
Hanway InsuranceHow Does SR-22 Insurance Work?
The SR-22 is a form for drivers categorized as high risk, but it doesn’t have to be a roadblock. You can secure the coverage you need by understanding how SR-22 insurance works, consulting with your agent and shopping around for the best rates. An SR-22 is not a type of insurance but a certification used […]
October 24, 2023
Hanway InsuranceHow Roadside Assistance Works
There’s nothing like the sinking feeling when you realize you’ve locked your keys in the car or the sudden anxiety when your vehicle breaks down while on a trip. While we can’t always predict these unfortunate situations, we can certainly prepare for them. Roadside assistance coverage through your car insurance policy can be a lifesaver—quite […]